The question, “How to get a title loan,” is often asked, but usually the explanation is complicated. However, with Fox Title Loans, getting a title loan is always incredibly simple.
Auto title loans are given in exchange for the possession of your car title. What this means is that through the appropriate paperwork, we list your vehicle under possession of Fox Title Loans. You are still able to drive your vehicle whenever you want, park it in your garage and rely on it as you normally would. Once your loans are paid off, we release the car loan and you regain status as the legal owner of your vehicle. Throughout the entire process, the car title remains in your name.
Our process is streamlined for your convenience. Most people who apply for auto title loans with Fox Title Loans find out if they are eligible within just 24 hours. We understand that receiving auto title loans is time-sensitive and have made things easier for you by eliminating bureaucratic red tape. See below to learn precisely how to get a car title loan!
Step 1: Apply
Find out if you are eligible to receive a car loan by simply applying on our website or by calling one of our offices to speak directly with one of our team members. In order to qualify for consideration, you will need to have your 1) car title and registration, 2) proof of income, and 3) proof of California residency. If these requirements are met and your vehicle is valued high enough, we will then invite you for an in-person meeting.
Step 2: Meet with Us
Qualified applicants will then meet with a member of our team for a brief eligibility interview. Here is where you get to learn about us and we can learn more about you and your financial goals. As we place more emphasis on a personalized approach instead of one based on any bad credit history you may have, we consider this conversation the last leg which determines if you are approved for auto title loans. Applicants are usually notified immediately after meeting with us.
Step 3: Get Your Loan
Once approved, we don’t waste any time in helping you pay off your auto bills. You can leave our office with cash in your pocket. At the conclusion of the meeting, you will know all of the details of your payment plan and our refinance rates. As for your car title, we can handle all necessary DMV paperwork for you.
If you have any more questions on how to get a title loan, please let us know. We are here to help you.